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Not having to come up with so much money for a mortgage down payment is a good thing for home buyers. It removes much of the pressure from having to save up such a large amount of money to purchase a home. (more ...)

Finding good mortgage rates is just the first step when buying a new home. However, knowing what happens next is just as important, this way you can be sure not to make mistakes in the entire loan process. Find out how to save precious time and money. (more ...)

Not only does a higher mortgage down payment allow you to purchase a higher priced home, it can also reduce the amount of money that you spend each month on your mortgage payment. (more ...)

That being that mortgage rates are rising at a steady pace. The lower the mortgage rate, the lower your monthly payment. Remember, just because mortgage rates are on the rise does not mean that every lender is offering the same deal. Finally, take your credit rating into consideration. Mortgage rates are dependent on (more ...)